Have You Had A Retirement Income Review?
Retirement Income Reviews For All
DEDICATED RETIREMENT STRATEGIST
Planning for Retirement:
Are You Prepared?
Discover What Your Future Could Look Like.
Keep in mind that saving for retirement is a marathon, not a sprint. It doesn’t matter if you’re just getting started or feel like you’re lagging behind; it’s never too late to take proactive steps toward securing your financial future.
By starting today and making informed decisions about your retirement income, you can work toward a comfortable and fulfilling retirement. Let’s discuss your options together to determine your best path forward.
NRIPS Is Your Company for Retirement Reviews
The Best Time is now to Start Saving for Retirement
Answer a few simple
questions
We start by collecting basic information about your retirement plan.
Answer a few simple
questions
We start by collecting basic information about your retirement plan.
We will review options to
reduce your “Income GAP”
You can live on less, retire later, or make adjustments to your retirement plan.
NRIPS Is Your Company for Retirement Reviews
Here’s what our clients have to say!
A Financial Team Dedicated to You
The team specializes in retirement planning, offering:
- Comprehensive Reviews:Evaluation of your current retirement accounts.
- Customized Strategies:Tailored plans based on your goals and risk tolerance.
- Ongoing Support:Regular updates and check-ins to ensure your plan stays aligned with your objectives.
Their expertise is aimed at simplifying the retirement journey and achieving your financial goals.
Essential Retirement Questions to Consider
Retirement planning can feel daunting, but National Retirement Income Pros is here to simplify the process. They guide individuals and businesses in assessing their financial position and preparing for a secure future.
Key Questions to Evaluate:
- Is your money allocated effectively?
- Are you utilizing the 4 pillars of wealth?
- Can you access supplemental income before age 59 ½without IRS penalties?
- How does the IRS factor into your retirement strategy?
- Are you aware of ways to receive a Tax Advantaged Income?
Take the first step towards your ideal retirement by scheduling a free retirement review today.
Whether you’re a business or looking to maximize your savings, our team has the expertise to help you achieve your goals. Take the first step towards a secure retirement by scheduling your free retirement review today.
LEARN MORE
What is a Retirement Review?
A Retirement Review is a concise planning session designed to provide a clear snapshot of your financial future. During this session:
- Key questions about your retirement savings and goals are discussed.
- Numbers are analyzed to estimate your monthly income in retirementfrom various accounts, such as:
- Pension
- 401(k)
- 403(b)
- 457
- IRA/Roth IRA
- Annuities
This review offers valuable insights into your financial readiness and helps ensure you’re on track for a comfortable retirement.
Have You Had a Retirement Income Review?
If your employer hasn’t provided this service, it’s possible you’re in the dark about your retirement income. Contributing to a retirement plan is essential, but understanding how much you’ll receive monthly during retirement is just as important.
A Retirement Income Review bridges this gap by giving you clarity and confidence in your financial future. Take control of your retirement planning today—know where you stand and how to achieve your goals.
Why Do I Need a Retirement Income Review?
A Retirement Income Review answers one of the most important questions:
How much income will I receive monthly when I retire?
By gathering some basic information and running the numbers, you gain:
- A clear understanding of your projected retirement income.
- Insight into whether your savings align with your goals.
The real question is: Why wouldn’t you get a Retirement Income Review?
It’s a simple step that provides valuable clarity and peace of mind for your future.
Will My Retirement Pay Me What I’m Making Now?
Great question! Unfortunately, for most individuals, the answer is no.
When you retire, you’re likely to face an Income Gap—that’s the difference between your current income and what your retirement savings will provide monthly. Identifying and addressing this gap is essential to maintaining your lifestyle in retirement.
A Retirement Income Review can help pinpoint this gap and explore strategies to bridge it, ensuring you’re better prepared for the future.
Absolutely! With the right strategies, you can work to bridge the gap between your current income and your projected retirement income.
At NRIPS, our licensed professionals specialize in:
- Identifying your specific Income Gap.
- Suggesting personalized options to help close it.
Solutions might include:
- Increasing contributions to your 401(k)or other retirement plans.
- Exploring alternative savings or investment options tailored to your needs.
By taking proactive steps now, you can secure a more comfortable and financially stable retirement.
Let us help you achieve your goals!
I’m a Small Business Owner Without a Retirement Plan—Can NRIPS Help?
Yes, we can! At NRIPS, we understand the unique challenges small business owners, their employees, and independent contractors face when planning for retirement.
Here’s how we can help:
- Provide options to start or improve a retirement plantailored to your business needs.
- Offer strategies to help grow your money
- Design custom plans that work for both you and your employees.
Whether you’re starting from scratch or enhancing an existing setup, we’ll guide you every step of the way to build a retirement strategy that fits your goals and secures your financial future.
I Have a Large Amount of Money in the Bank—Is It in the Right Place?
Great question! The answer depends on your goals:
- For Emergencies:If this money, six months of expenses, is set aside as an emergency fund, then yes, it’s in the right place.
- For Growth:If your goal is to grow your money or maximize retirement income, then no, a standard bank account may not be the best option.
At NRIPS, our team of Financial Advisors and Insurance Agents can help you explore smarter ways to:
- Grow your savings.
- Maximize your retirement income.
- Align your financial strategy with your long-term goals.
Let us show you how to make your money work harder for you!
Do I Have to Pay Taxes on Money from My Pension or Retirement Plan?
In most cases, yes, you’ll need to pay taxes on income from pensions and retirement plans. The IRS is often your “partner” in retirement.
However, there are tax-advantaged strategies available that allow you to:
- Minimize or even eliminate taxeson your retirement income.
- Keep 100% of your moneywithout sharing a penny with Uncle Sam.
Our team at NRIPS can show you how to restructure your plan to reduce or eliminate taxes, so you keep more of what you’ve worked hard to save.
Let us help you take control of your retirement income!
What Are The 4 Pillars of Wealth?
Building and managing wealth is a multifaceted endeavor that involves a strategic approach to ensure financial security and leave a lasting legacy.
The journey to prosperity encompasses the four essential pillars:
- Acquire
- Protect
- Growth
- Pass it Along (Legacy).
Acquiring wealth is the first crucial step.
Let NRIPS demonstrate how to grow and protect your savings without fear of loss in the economic bad years.
Get Started
Schedule a Complimentary
Retirement Review
Learn how market volatility, future taxes, and inflation can drastically affect the income you receive in Retirement.
Our professionals at NRIPS will let you know if you’re on the “right road” heading into your retirement, or if you’re on the “wrong road” driving miles away from your destination.